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Discover the Best of Waterloo, IA Real Estate: A City of Rich Heritage and Modern Living

Welcome to Waterloo, IA, a city where history meets modernity, offering an exceptional opportunity for homebuyers and investors alike. Nestled along the banks of the Cedar River, Waterloo boasts a dynamic cultural scene and a robust economy. The Highland Historic District enchants with its architectural charm, while Cedar Valley Lakes offers scenic beauty and outdoor adventures. For those seeking vibrant city life, the Downtown Waterloo area is your go-to for dining and entertainment. History enthusiasts will appreciate the Grout Museum District, a testament to the city's storied past. Waterloo combines urban amenities with a sense of community, making it a prime place to buy and invest in real estate.

Why You Need a Top Real Estate Agent to Navigate Waterloo, IA's Market

The Waterloo, IA real estate market is competitive, underscoring the importance of partnering with a top REALTOR®. With expert insights and market knowledge, a seasoned agent will provide invaluable guidance through each step of the buying or selling process, ensuring you achieve the best results. RealEstateAgents.com collaborates exclusively with top agents, ensuring you receive top-tier service and access to personalized listings. Trust in these partnerships to find your dream home or maximize your investment potential. Whether you're exploring market trends or scheduling home tours, a professional REALTOR® is your key to success in Waterloo's real estate market.

Featured Agents in Waterloo, IA

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PRIME AGENT
Karmen Schwake profile picture
Oakridge Realtors

Karmen Schwake

Completed Profile
1 review
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26years of experience
21sales in the last 12 months
Prime Agent Badge
PRIME AGENT
Debbie Metcalf profile picture
Oakridge Real Estate

Debbie Metcalf

Completed Profile
1 review
View Profile
21years of experience
31sales in the last 12 months
Karen Kayser profile picture
Re/max Concepts

Karen Kayser

View Profile
32years of experience
56sales in the last 12 months

Compare 15 top-performing real estate agents in Waterloo, IA

Re/max Home Group

Sandy L. Stuber

Completed Profile
Open 24 hours
Usually responds in 15 minutes
26 years of experience
48 sales in last 12 months
Serves Waterloo

About

Greetings and thank you for thinking of me. I grew up and live in the Cedar Valley and enjoy going to all the small towns around the area. Each town is amazing in their own way. Iowa folk are one of a kind. We are always kind and willing to help out when someone is in need. I have a special place in my heart for all the vets: past present and future. Thank you for your dedication and services to our wonderful country GO USA.... I have been a Realtor for over 25 years and enjoy each and every transaction. I truly am a people person. Currently with the world wide known company called Remax, where each office is independently owned, which gives YOU the advantage when it comes to a Remax Agent. I would love to chat more with you. Please call me anytime. 319 290 2087 or email me at sandystuber29@msn.com

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Achievements

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Top Producer 2025
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Top Listing Agent 2025
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Sells Homes Fast 2025

Rookie of the year 2001

Bachelor's Degree, Hawkeye Comm College
Business, 1984 - 1988

GRI

Business Highlights

Buyer Representative, Condominiums, First Time Buyers, Lot/Land
Born and raised in Waterloo and Cedar Falls with great knowledge of homes and values.

Coldwell Banker-Elevated Real Estate

Karen Steffes

14 reviews
Open 9:00 AM - 5:00 PM
Usually responds in 1 hr
20 years of experience
39 sales in last 12 months
500 transactions all-time
Serves Waterloo

About

Whether you're a first-time buyer, in search of your dream home, or a seller looking to downsize, working with a full-time dedicated real estate professional makes all the difference. With almost 18 years of experience, I deliver superior customer service. My genuine desire to help you find the home of your dreams is what makes me the go-to resource for all of your real estate needs. I work extremely hard to keep your journey stress-free by accommodating your needs and delivering exceptional service. I have the advantage of premier marketing tools to ensure that your property is promoted effectively and I will analyze the local market to help you find the perfect home at the right price. I think of you as my friend, not as a transaction. Locally, I have many ties to the community. Currently, a portion of every sale goes to the Cedar Bend Humane Society to help the animals in need find their forever homes. Let me help you find your "forever home."

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Achievements

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Top Buyer's Agent 2025
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Top Listing Agent 2025
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Sells Homes Fast 2025

Various Coldwell Banker Awards

Master's Degree, Arizona State University
Masters-HealthAdmin.

CRS, SRES

Karen Steffes's Video

Re/max Home Group

Cindy Gaffney

15 years of experience
Serves Waterloo

About

Cindy Gaffney is a Real Estate Agent in Waterloo, IA with the brokerage Re/Max Home Group. Over the last 15 years we have tracked null MLS listings by Cindy.

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Achievements

IAR Gold, Re/Max 100% Club

Bachelor's Degree

REALTOR®, CRS®

Business Highlights

1031 Tax Exchange, Buyer Representative, Condominiums, Farm/Ranch

Century 21 Signature Real Estate

Jennifer Worrell

3 reviews
17 years of experience
12 sales in last 12 months
Serves Waterloo

About

Real Estate is my passion. I have been selling real estate since 2007 and absolutely love what I do along with the communities in which I serve. I enjoy spending time with my wonderful husband, 3 children, 3 grandchildren, (with 3 on the way), along with anything outdoors.

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Achievements

Masters Emerald Award 2013, 2014 Masters Ruby Award 2011 Quality Service Pinnacle Award 2012, 2013, 2016, 2017, 2018, 2019, 2020 Quality Service Producer Award 2010, 2011, 2014, 2015

High School Diploma

e-PRO

Business Highlights

Buyer Representative, Condominiums, Distressed Properties, Farm/Ranch

Structure Real Estate

Andrew Schoof

11 years of experience
Serves Waterloo

About

Andrew Schoof is a Real Estate Agent in Waterloo, IA with the brokerage Structure Real Estate. Over the last 11 years we have tracked null MLS listings by Andrew.

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Achievements

Bachelor's Degree, University of Northern Io
Business Management

REALTOR®

Business Highlights

Buyer Representative, Seller Representative

We've introduced over 4,940,482 buyers and sellers to top local real estate agents in the past 15 years

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Sell your Waterloo home with confidence

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Waterloo Housing Market Report

Market Action Index

We are extensively tracking the housing market in Waterloo, IA. Here are the strongest factors contributing to this score:

Fewer sellers are listing their homes compared to last year
Houses are selling quickly compared to the amount on the market
85
seller's market
Buyer's Market
0102030405060708090100
Seller's Market
Real Time Market Profile

Median List Price

$219K

Per Square Foot

$137

Days on Market

100

Total Listings

98

Median List Price

Mon, Apr 13, 2026

Median List Price
1 Year

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